Mortgage Rates

Mortgage Rates: Find Mortgage Rates: Best Mortgage Rates 2011: Current Mortgage Rates Calculator: Today’s current mortgage rates decreased once again  this morning for the fourth day this week.

At Bank of America, 30-year fixed rates decreased under their home purchase program. 30 and 15-year fixed rates decreased under their refinance program.

Regular and FHA 30, 20 and 15- year fixed rates decreased at US Bank along with 5-year ARMs.

Wells Fargo Home Purchase Rates
30-year fixed rates 4.375%
FHA 30-year fixed rates 4.250%
15-year fixed rates 3.375%
5-year Arms 2.750%
FHA 5-Year ARMs 3.250
Wells Fargo Refinance Rates
30-year fixed rates 4.375%
FHA 30-year fixed rates 4.250%
15-year fixed rates 3.375%
5-year Arms 2.875%
FHA 5-Year ARMs 3.250%
Chase Home Purchase Rates
30-year fixed rates 4.375%
15-year fixed rates 3.250%
7-year ARMs 3.000%
5-year ARMs 2.500%
Chase Refinance Rates
30-year fixed rates 4.375%
15-year fixed rates 3.375%
7-year ARMs 3.250%
5-year ARMs 2.875%
Bank of America Home Purchase Rates
30-year fixed rates 4.250%
15-year fixed rates 3.375%
7-year ARMs 3.125%
5-year ARMs 2.750%
Bank of America Refinance Rates
30-year fixed rates 4.250%
15-year fixed rates 3.375%
7-year ARMs 3.125%
5-year ARMs 2.750%

US Bank Fixed Rate Mortgages
30-year fixed rates 4.125% – 4.375%
20-year fixed rates 3.750% – 4.125%
15-year fixed rates 3.250% – 3.625%
10-year fixed rates 3.250% – 3.375%
FHA 30-year fixed rates 4.125% – 4.250%
FHA 15-year fixed rates 3.500%
ARM
3-year ARMs 2.500% – 2.625%
5-year ARMs 2.500% – 2.875%
DISCLAIMER: Maximum Original Principal Balance for Loans Closed in 2011
Places: Continental United States            Alaska, Hawaii, Guam

Units     General         Higher Cost          General      Higher Cost
1            $417,000     $729,750             $625,500     $938,250

2            $533,850     $934,200               $800,775     $1,201,150

3             $645,300     $1,129,250            $967,950     $1,451,925

4            $801,950     $1,403,400              $1,202,925     $1,804,375

The limit may be lower for a specific high-cost area; use the Loan Limit Look-Up Table above to see limits by location. These limits are the same as the 2010 high-cost area loan limits and apply to all loans originated on or before September 30, 2011. Loans originated on or after October 1, 2011, will use the “permanent” high-cost area loan limits established by FHFA under a formula of 115% of the 2010 median home price, up to a maximum of $625,500 for a 1-unit property in the continental U.S. By Loansafe

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